A Banking Professional with over 4 years experience of Branch Banking, CASA Accounts, Corporate Finance and Relationship Management. Willed to work in challenging and growth oriented environment to give best of my knowledge, abilities, skills and experience.
• Experience in marketing & sales services, business development, customer service
• Resourceful and skilled in analyze and problem solving, Business Development, Competitor Intelligence, Business 2 Business sales, Market research, Developing new accounts, Client retention, Lead generation
• Effective, positive communication skills that encourage open communication to achieve mutual understanding.
• Articulate communicator, able to interact effectively with all levels of management, staff, and clientele.
• Confident, self-motivated, goal oriented, well organized and able to perform productively and effectively under stress and pressure.
• Top performer with a strong background in building new territories and using creative sales & marketing approaches.
• Demonstrated ability to create client loyalty beyond sales relationship.
• Dynamic personality proactive thinker, with strong decision- making, crises management, problem solving, inter personal, leadership and communication skills.
Nationality : Saudi Arabia
Languages : English/Hindi
Experience Since: 2013-02-23
Areas: Dubai, United Arab Emirates
Role and Responsibility:
• Identify Prospect clients for Business Finance, SME and Corporate Loans and Cards, Sourcing new potential clients from Dubai, Sharjah and Northern Emirates
• Maintaining the relationships with Existing and new customers and managing their portfolios.
• Risk & Credit assessment of new SME and Corporate applications including conducting credit checks, working out various financial ratios, analyzing the same and repayment capacity, analyzing collateral and assessing corporate profile by conducting industry research
• Preparing sound credit proposals after analyzing market risk, liquidity risk, & credit risk factors. And accordingly writing detailed credit proposal and report on full assessment / analysis
• Planning and execution of corporate events and product presentation.
• Coordinating with customers and identifying solutions to their queries for improving functionality and delivery service quality.
• Create new corporate relationship & achieved the corporate accounts targets.
• Preparing sales forecast and training for the fresh executives.
• Maintains an extensive and active network of business, personal and professional contacts from which business referrals and sales opportunities can be received directly or indirectly.
• Provide prompt and efficient customer service while promoting the Bank’s products and services.
• Provide friendly, courteous, knowledgeable and professional service and support to all parties involved in any aspect of the customer application.
• Providing service to existing clients according to their financial need.
Role and Responsibility:
• Identify Prospect clients for Business Finance, SME and Corporate Loans and Cards, Sourcing new potential clients from Dubai, Sharjah and Northern Emirates
• Maintaining the relationships with Existing and new customers and managing their portfolios.
• Risk & Credit assessment of new SME and Corporate applications including conducting credit checks, working out various financial ratios, analyzing the same and repayment capacity, analyzing collateral and assessing corporate profile by conducting industry research
• Preparing sound credit proposals after analyzing market risk, liquidity risk, & credit risk factors. And accordingly writing detailed credit proposal and report on full assessment / analysis
• Planning and execution of corporate events and product presentation.
• Coordinating with customers and identifying solutions to their queries for improving functionality and delivery service quality.
• Create new corporate relationship & achieved the corporate accounts targets.
• Preparing sales forecast and training for the fresh executives.
• Maintains an extensive and active network of business, personal and professional contacts from which business referrals and sales opportunities can be received directly or indirectly.
• Provide prompt and efficient customer service while promoting the Bank’s products and services.
• Provide friendly, courteous, knowledgeable and professional service and support to all parties involved in any aspect of the customer application.
• Providing service to existing clients according to their financial need.
• Handle sales and management operations with a view to achieve organizational objectives.
• New client acquisition in form of payroll accounts, CASA, Investments and Credit cards & insurance.
• Maintains an extensive and active network of business, personal and professional contacts from which business referrals and sales opportunities can be received directly or indirectly. .
• Provide prompt and efficient customer service while promoting the Bank’s products and services.
• Provide friendly, courteous, knowledgeable and professional service and support to all parties involved in any aspect of the customer application.
• Entertaining Walk in customers with respect to different financial products queries.
• Prepare & submit MIS Reports to Management on sales activities.
• Communicated all sales activities to Branch Manager so as to ensure maximum operational efficiency & total customer satisfaction.
• Responsible for after sales activities; ensured that the customer service is at its best
• Providing service to existing clients according to their financial need.